пятница, 30 декабря 2011 г.

Chipotle Mexican Grill, Inc. Company Profile | CMG Company Information

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Chipotle Mexican Grill, Inc. (Chipotle, the Company, or We) operatea 837 restaurants in 33 states throughout the United the Districtof Columbia, and Canada as of December 31, 2008. Our restaurant s serve a focused menuof tacos, salads and burrito bowlas (a burrito without the tortilla), made usinhg fresh ingredients. People outside our company tend to categorize us as a fast casual conceptrestaurants that are a step up from traditionakfast food, but not casual, sit-down places. Weve neved worried much about what categorhywere in.
Instead, we remai focused on trying to find the highest quality ingredientsa we can to make great tasting on recruiting and retaining top performing peopls to ensure that the restauranrt experience we provide is and on building restauranta that areoperationally efficient, aesthetically pleasing and on doingt all of this with increasinf awareness and respect for the environment. Chipotle begah with a simple philosophy: demonstrate that food served fast doesntf have to be atraditional fast-foodc experience. Over the years, that visionm has evolved.
Today, our vision is to change the way the worls thinks about and eats fast We do this by avoiding a formulai approach when creating ourrestaurant experience, lookinyg to fine-dining restaurants for inspiration. ...

среда, 28 декабря 2011 г.

Castle Key capital, profit declines lead to downgrade - Tampa Bay Business Journal:

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The credit rating organization also issueds a negative outlook forCastle Key, which is headquartered in St. The rating downgrades and negative outlook are based onCastlee Key’s continued deterioration in risk-adjuste d capitalization as measured by A.M. Best on a catastrophew stress tested basis, a release said. The ratings also reflecty the group’s continued unprofitable operating therelease said. The financial strength rating for Castle Key was downgradecdto “B-” (fair) from “B+” (good).
The issuer credirt ratings were downgradedto “bb-” from “bbb-” for Castle Key Groul and four members: , , and Castle Key is the dedicatecd Florida property writer for its parent in Northbrook, Ill. The company continues to maintaibn significant exposure to hurricanes and is susceptible to marke dislocations andregulatory changes, the release Although Castle Key is separately capitalizefd and not reinsured by Allstate, the ratings recognizr the historical financial and operational supporty provided by Allstate. If Allstate discontinues A.M.
Best said it would re-evaluate Castlr Key ratings and potentially those of Allstatew and the remaining Allstate Insurance Groupmember companies.

понедельник, 26 декабря 2011 г.

Survey: Americans lack knowledge about generics - Triangle Business Journal:

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And, while research has showj that generics have saved the health care syste anestimated $734 billion in the last 10 years, two-thirds of thos surveyed don’t know the true cost differencesw between generic and brans name drugs, according to the survey conductex by , a leading pharmacy benefitt management organization. “Using generics helps make healtb care more affordable withoutcompromisinh results,” Jacqueline Kosecoff, Prescription Solutions CEO said in a news “Many Americans erroneously believe that the most expensive drug is always the most effectivwe drug, so by helping to change perceptions, we can help peoplde save money and still get the best treatment available.
” Thirty-one percent of respondente indicated they knew that a brand name drug cost 50-70 perceng more on average than its genericf counterpart. Seventy-one percent of consumers remainh concerned about drug costs with more than one infour (27 having either delayed filling, not filled, or not takehn as directed a prescription drug to save Twenty-one percent of all respondents say they have talked to theifr doctor recently about switching to a less expensive Fifty-seven percent of those polled said they take prescriptiobn drugs weekly. Of those, 83 percentr (or 47 percent of the totapl sample) take generics.
Of those who do not take generic drugs on aweeklt basis, 58 percent say it is because there is no generic available for the drug they need. Sixty-fourf percent of those who take generices say their doctor recommended them and 43 percent say theif pharmacistrecommended them. Of those who do not take generic druge on aweekly basis, 58 perceny say they would if their pharmacist brought a generif to their attention as a less identical substitute; and 52 percent say their doctot would have to recommend it.

суббота, 24 декабря 2011 г.

Denver gives out 1,234 free building permits - The Business Review (Albany):

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The free permits issued under the city’ws “Home Renovation Bonanza” prograjm saved residents an estimated $85.774 in fees, officialws said. Building-permit fees normally range from $20 to several thousandd dollars, depending on the value of the project. The prograj aimed to boost the loca economy byencouraging home-improvement projects. The free available June 1-15, are for common improvemenft projectsinvolving single-family homes and duplexes. “We wanted a bonanz a and it seems wegot one,” Denver Mayor John Hickenlooper said in a “We hoped to stimulatw the local economy by offering an incentivew for residents to make improvementsw to their property.
This is a good sign that people are movinh forward and doing what they can to get our economyt backon track.” The permits are vali d for 180 days.

среда, 21 декабря 2011 г.

St. Jude working on H1N1 virus vaccine - New Mexico Business Weekly:

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There are now 114 confirmef cases of H1N1 influenza virus in Tennessedeand 17, 855 across the country, which has resultedc in 45 deaths. The St. Jude Department of Virologyh in the Department of Infectious Diseases received the H1N1 virua from the inearly May. St. Jude is working with a numbere of other research centers fora vaccine. But of the five WHO collaboratinbg centers, St. Jude is the only one that focuseds solely on the transmission of animal viruses to Its work on theH1N1 strain, will involvd about 50 employees across the research Swiss drug maker Novartis AG announced todau that it has successfully made a vaccin for H1N1, though it hasn’t yet been clinicallg proven in humans.
Meanwhile, Memphis-based safety expertss say there is no need for surface disinfection of any of its A news release from the worldwide shipping gian saysthe company’s safety experts conferred with CDC officialzs and “have been advised that there is neither a generao need nor a recommendation for any speciao cleaning concerning surface infection.” 59 cases of H1N1 virusx have been reported in Mississippi and 13 have been reportede in Arkansas, according to the CDC. The virus is considere to be the most geographicallyu widespreadin Arizona, Virginia, Pennsylvania, New Jersey and Delaware. In New York, 13 have died from causesx related tothe disease.

понедельник, 19 декабря 2011 г.

Execs should take a page from Sage of Omaha - Baltimore Business Journal:

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One person who probably isn’ty feeling the pain is Warren Buffett, the 77-year-ole CEO of and — officially — the richest personb in the world. His estimatef net worth is about $62 Buffett has a remarkably frugal life While other billionaires havemultiple estates, cars and trophu wives, Buffett still lives in the home he purchasef in Omaha, Neb., in 1958 for Today, that same house is wort h $700,000. And when it comese to annual compensation, Buffett’s salary is meager by most CEO $100,000. I have read many articles on this fascinatingy man as well as his collaborationj withLawrence Cunningham, The Essayz of Warren Buffet: Lessons for Corporatw America.
I’ve even visited the Berkshire HathawatyWeb site, www.berkshirehathaway.com. I now know the recentt problems on Wall Street present the typeof money-making opportunitty that Buffett most enjoys. He instinctivelgy knows how toturn today’e problems into tomorrow’s When other investors are panic-stricken, Buffett views downturne as perfect buying opportunities. He has a styler known as “value investing,” which meanzs that if a company is undervalued in relatioj to itsintrinsic value, it has the potential to be a good Berkshire Hathaway, originally a textile company, owns a varietyg of businesses that range from utilities to Half of Berkshire Hathaway’s annual net earninge come from insurance companies, such as and .
Buffett has historically bought family-owned companies wherd the purchase price is in exchange for retainingthe staff. Now he’a looking overseas and investingin Israel, China and the United Part of this strategy is becausde he’s bearish on the dollar and plans to buy firmsx that generate income outsidre the United States. Berkshire Hathaway shares sell for wellover $100,00 and have gained more than 4,000 percentf in the past 20 roughly six times the Standard & Poor’ss 500. Buffett’s background suggests that he has alwayz had a talent formaking money.
When he was 13, he filedr his first income-tax return and claimed his bicycle asa $35 work At 15, he and a friend boughtf a used pinball machine and placec it in a barbershop. Within a few they had machines in three By the time Buffetf was 19 yearsof age, he was at the in Philadelphia, and when he was 20, he enrolledr at in New York City. In what may have been his onlybusinesss stalemate, after graduating from Columbia, he purchased a Sinclaid gas station, but it didn’y succeed the way he hoped. During the same he worked as a stockbroker, took a Dale Carnegiwe course, and taught investment principles at an eveningh class atthe .
By the tenderd age 25, his personak savings account had morethan $140,00p — and that’s in 1956 Buffett’s wealth and financial partnerships grew almost exponentially, and by at age 49, Buffett’s name appearef on ’s famed 400 list for the firstt time with a net worty of $620 million. The trajectory of Berkshire Hathaway’s growtb and Buffett’s wealth has continued to this day. Two yearsa ago, Buffett announced that he plans to give away closeto $40 billioh worth of Berkshire Hathaway stock to five charitable The bulk of his philanthropy will be directedd to the , the philanthropi arm of founder Bill Gates.
His gift is the largestt charitable donationin history. Buffett’s three children (who will not inherit much of his run severalcharitable foundations. In his words, “jI want to give my kids just enougj so that they would feel that they could do but not so much that they would feel likedoinfg nothing.”

суббота, 17 декабря 2011 г.

Rose Hill Bank plans fall branch opening - Wichita Business Journal:

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Work on the 4,300-square-foot branch at 33rd Streetr and North Ridge Road started late last year and mostlh ison schedule, Waitt says. is the general designed the building. It will be Rose Hill Bank’as second branch in Wichita. It has a location at 21st Streety and Webb Road onthe city’s east side. “We’rse very excited about the west side,” Waitft says. “We’ve been happgy with our growth in Wichita onthat side. There’es actually more rooftops than where weare (on Rose Hill Bank will spend more than $1 millioj on the new branch.
Topeka-based Capitol Federal Savings helda ground-breaking ceremony Friday for its new branch in The 3,600-square-foot building is slated for completion by It will be the bank’es eighth location in the Wichit metro. The branch is in developer Paul Jackson’s Andover Marketplace development. Commerce and are doin g the work. “Capitol Federal is proud to become a part of thisstrongv family-oriented community,” said Rhonda Dennis, the bank’xs first vice president in a news “We recognize the Andover Marketplace as a ‘destination’ locatiob that will thrive within the We are so happy to be

четверг, 15 декабря 2011 г.

Coupons for your customers - Atlanta Business Chronicle:

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Alfredo’s is located just a couple of minutes from my My wife and I go there frequently a few timesa month. This way we don’t have to stay out too We can be back in time to relad and read poetry to each The staffis friendly, but not too None of them sit in the bootjh with us when they take our They’re not wearing bling. They’re not chirpy or They don’t address me by first name. They appear to have recentlyt bathed. The food is great. Fresh. Straightforward. Steaks. Fish. Salads. Pasta. And always consistent. And the prices are No $30 steak the size of a bage l that sits lonely on a platwe without even a potato to keepit company.
No $15 glassess of wine that clearly came from a box underthe bar. No $4 cups of Maxwell House coffee servedin 4-ounce daintuy cups. Like I said … But it’s the coupons. That’s what makes a difference. All the stuffc above is really great. But Alfredo’s keepas us coming back with Because he’s got a differentg approach to coupons. His approach is this: rewardr your customers first. Duh. This isn’t some kind of a Pizza Hut offer, where you buy 87 pizzas and on your next orded you getfree pepperoni. And it’s not one of those buy-one-get-one free deals that are maileedby Val-U-Pak.
These are all marketing gimmicks to attracty new business fromnew customers. Alfredo’z goal is to continue bringintg in business from his existing A couple of times a year he givews out coupons onlyto customers. It’s like … like he appreciates us or something. I find this concept so so unnerving, that I get chills just writingaboutg it. So a customer eats at Alfredo’w and after they pay they get a $10 coupon personallyy made out to them for thenext That’s all. Simple. Alfredo is saying “thanks for eatinh at my restaurant. We really appreciatr you. We really want you to come Here’s 10 bucks off your next meal.” Refreshing.
Sure, we take the $10 off. But then, knowing we’re getting a gift, we order another glass of that fancyy wine that comes out of areal bottle, instead of a box. Or a dessert. You know, the ones with the flamingg liqueur and all that kindof stuff. Alfredo’s cost is Our overall check still winds up beingg close to whatit would’ve been withou the coupon. But the 10 bucksx keeps us coming back. We appreciate beingb appreciated. Alfredo is a great pennu pincher. He’s not afraid to give stuff away to the peopled that are truly paying his Hisloyal customers. We appreciate the offet and in turn give it right backto him.
Why is it that evert deal, every offer, every coupon, has to be part of some marketin gimmick to attractnew customers? What if we showed our existing customerds how much we appreciated them ? Maybe they would keep coming back and buying more. And maybe they’d be telling their friends aboutf us, too.

вторник, 13 декабря 2011 г.

Tim Tebow possibly has a fan upstairs - NewsOK.com

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Globe and Mail


Tim Tebow possibly has a fan upstairs

NewsOK.com


COMMENTARY â€" Tim Tebow keeps winning. The latest came after Marion Barber faltered twice. Maybe he has some help from God. How else can it be explained? BY BERRY TRAMEL Leave a comment Marion Barber is maybe my second-favorite NFL player ever. ...


Tim Tebow and Li ndsey Vonn?

San Francisco Chronicle (blog)


The Clawprint: The Tim Tebow Phenomenon

my.hsj.org


Tim Tebow Leads A Soul-Crushing Comeback Win Over The Bears: A Critical ...

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воскресенье, 11 декабря 2011 г.

Recovery Web sites continue emerging at state and local levels - Tampa Bay Business Journal:

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But tracking stimulus opportunities in terms of allocatee money has been a saidBetty Carlin, director of communications at the , the seven-countuy business expansion, development and retention organization, basef in Tampa. “Even though it’s one it’s one huge bill and it is goinh through lots of different Carlin said. It’s possible to look at grant but then there are energy projects and otherd pots of money withdifferent “It runs the gamut,” she said.
The Partnershilp has been working to provide detail on its Web site across many differenrt sectors and aggregating information from some of the othere public sector sites with the goal of providingf Recovery Act information on everything from opportunities at MacDill Air Forced Base to health care andhospitakl systems. For those charged with maintainingg theWeb sites, there’s no exacy science right now. “Even thoughy there are lots of sites, all are struggling with how do youcapture it, and we’re workingt on that but it’s all stillk really fluid,” Carlin said. Flarecovery.
com Since the ’s site has provided statewide stimulus-related information in the arease ofhealth care, education, jobs and tax relief, often in the form of media Pinellascounty.org/recovery Pinellas County created a site to track its portiojn of stimulus dollars. The site’s “fund charts show funding the county has applied for and the fundingh it hasbeen awarded. Scgov.net/recovery Sarasota County’x site tracks stimulus dollars from statd and federalgovernment agencies, and offers details on regulationsa and deadlines.
The site includesw graphs illustrating the flow of a list ofproposed projects, and links to Americajn Recovery and Reinvestment Act handbooks and resource Hernandocounty.us/mpo/mpoprograms.htm The Hernando metropolitan planning organization site has a link to a charrt that lists adopted stimulus projects in the county ranginbg up to $17.2 million within the jurisdictions of county, MPO and FDOT. Tampagov.net/recovery The city of Tampa site providese stimulus updates and links to other online stimulus The site contains PDFs of planss within the city and a graph showiny the status of additionalfundinf opportunities. St. Petersburg Stpete.org/recovery/stimulus_funds.
aspo Divided into eight spending areasincluding housing, education and public St. Petersburg’s site contains a lengthgy chart showing funding plannex ineach category. tampabay.org/subpages/Stimulus.asp Tampa Bay Partnershi has been working with organizations throughoutr the region to keep a strong focus on securing real investmentsz in ourregional economy.

четверг, 8 декабря 2011 г.

Analyst: J.C. Penney solid long-term hold - New Mexico Business Weekly:

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The Baird report indicated that the companyt israting Plano-based Penney’s (NYSE: JCP) as with a target price of $29 per share. In the the analyst report estimatesa 12-cent per sharde loss for the seconrd quarter of 2009 for Penney’s and earninges of 74 cents per share for the entire 2009 fiscall year. But the latest analyst reporty from Baird addedthat Penney’s is still viewed as a solid long-term holding,” with the companyg boasting of well-known brands at attractive prices and providing a varietyt of beauty products to younger, affluent buyers through the beautty brand. Maschmeyer with Robert W. Baird & Co.
is the secon analyst in a two-week perioxd to tote Penney’s as an attractive long-termj option. Last week, J.C. Penney Co. saw its stockm price jump after an analyst with JP Morgamnupgraded Penney’s to “overweight” from “neutral.” The JP Morgan analys t report, which was compiled by analyst Charlesz Grom, indicated that Penney’s was upgradedd due to expectations that lowef apparel input costs would benefit the retailer, In addition, Grom’s report said the compangy is experiencing lower markdown dollars due to an improves inventory position and stabilization in the home category. Penny's has five retail locations inNew Mexico.

вторник, 6 декабря 2011 г.

Menswear store Harleys moving to Lakewood Building - Nashville Business Journal:

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Owner Tim Ryan had said late in 2008 that he was planningb to remodel and cut 50 percenyt ofthe store’s floor space at 4009 N. Oaklansd Ave. However, Ryan announced Tuesday the store will relocatew toa 4,100-square-foot spacr in the Lakewood Building, 3575 N. Oaklansd Ave., in September. Ryan, who owns Harleys with his wife, said he wanted to stay in “This is our home and we are deeply committed tothe community,” he said. Ryan said one of the advantage of the new siteis off-streetf parking. The Lakewood Building, a mixed-use residential/commercia l property constructedin 1962, is undergoing a $1.2 million The building is owned by Garretft McIntosh.
Harleys has contracted with architect Stephen Bollingbroke of Developmengt Collaborative Limited in Mequon to do an interior The village of Shorewood provideed financial incentives to both the building ownere and Harleys to improve the facadw and interior space of theLakewoofd Building.

воскресенье, 4 декабря 2011 г.

Genome Center to develop superior plants, animal breeds much faster - Manila Bulletin

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Genome Center to develop superior plants, animal breeds much faster

Manila Bulletin


By MELODY M. AGUIBA MANILA, Philippines â€" The government has poured in funds for the Philippine Genome Center (PGC) which will enable the country to come up over a shorter period with superior plant varieties and animal breeds that will put the ...



пятница, 2 декабря 2011 г.

Avalon to appeal Nasdaq delisting - Washington Business Journal:

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The Germantown-based company was warned in Novembeer it no longer met listing requirements because its markety value had dropped belowthe $10 million minimum. whose stock has lost 80 percentt of its value in thelast year, currently has a marke t capitalization of about $8.2 million. Avalo will request a hearing before the Nasdaw ListingsQualifications Panel, but says there is no guarantee it will keep its Global Market listing. If its appeal is turned down, Avalon stoc will be suspended from the Nasdaq Global Market onMarcg 23. Avalon’s common stock may move to the NasdawqCapital Market, if it meets requirements for listing there.
Avalomn (NASDAQ: AVRX), which cut jobs and warned of a fundingf shortfalllast summer, agreed in October to be acquire d by for $10 million in stock. Whiles the merger is still pending, Clinical Data warned last month withoutnew funding, it could only fund operationse through March. Clinical Data (NASDAQ: CLDA) paid $11 millionh to acquire Adenosine Therapeutics LLC and has been spendinh money on development of its experimentalantidepressant drug. Avalon has said it will keep its operationds and remaining staff in Germantownm afterthe merger.